NEW BANKRUPTCY PRACTICE
Mr. Nutter realizes in today's economy many individuals and
business owners are struggling financially as they face major
life changes, usually caused by divorce, job loss or unexpected
medical expenses. His purpose is to help people who are over
extended and can't pay their bills and monthly obligations.
He will meet with you to go over your financial situation so that
he can properly advise you of your options to get the relief you
need under the bankruptcy laws, whether its a Chapter 7 or
Chapter 13 bankruptcy.
He will evaluate your assets, debts and income to make sure
you qualify for relief under Chapter 7 to wipe out your debts and
get a fresh start. If you do not qualify for Chapter 7, he will
analyze your income and expenses to make sure you can fund
a plan to make monthly payments to your creditors through the
bankruptcy trustee and pay the proper creditors directly.
Mr. Nutter realizes in today's economy many individuals and
business owners are struggling financially as they face major
life changes, usually caused by divorce, job loss or unexpected
medical expenses. His purpose is to help people who are over
extended and can't pay their bills and monthly obligations.
He will meet with you to go over your financial situation so that
he can properly advise you of your options to get the relief you
need under the bankruptcy laws, whether its a Chapter 7 or
Chapter 13 bankruptcy.
He will evaluate your assets, debts and income to make sure
you qualify for relief under Chapter 7 to wipe out your debts and
get a fresh start. If you do not qualify for Chapter 7, he will
analyze your income and expenses to make sure you can fund
a plan to make monthly payments to your creditors through the
bankruptcy trustee and pay the proper creditors directly.
FILING BANKRUPTCY WILL
1. Wage Garnishments
2. Foreclosures
3. Auto Repossessions
4 Tax penalties & interest
5. Lawsuits
6. Bank Levies
7. Creditor Harassment
8. Collection Efforts
If you need help dealing with any of these issues, please call our
office at 714-667-1101 to personally speak with Mr. Nutter or
contact us online by completing the email form.
1. Wage Garnishments
2. Foreclosures
3. Auto Repossessions
4 Tax penalties & interest
5. Lawsuits
6. Bank Levies
7. Creditor Harassment
8. Collection Efforts
If you need help dealing with any of these issues, please call our
office at 714-667-1101 to personally speak with Mr. Nutter or
contact us online by completing the email form.
The Law Office of Michael G. Nutter-2021 E. Fourth St., Ste 200, Santa Ana, CA 92705-714-667-1101. Civil Litigation; Personal Injury, Bad Faith
Insurance, Wrongful Death, Breach of Contract and transactional services. Family Law; divorce/dissolution, child custody, child support,
spousal support, asset & debt valuation & distribution. Bankruptcy; Chapter 7 & Chapter 13.
Serving California residents of Orange County, including Aliso Viejo, Anaheim, Garden Grove, Huntington Beach, Irvine, Fountain Valley, Laguna
Beach, Lake Forest, Mission Viejo, Newport Beach, Santa Ana, Tustin, Westminster and other cities.
Serving California residents in Los Angeles County, including Cerritos, Downey, Long Beach, Los Alamitos, Los Angeles, Norwalk, Torrance,
Seal Beach, Rossmoor, West Los Angeles and other cities.
Insurance, Wrongful Death, Breach of Contract and transactional services. Family Law; divorce/dissolution, child custody, child support,
spousal support, asset & debt valuation & distribution. Bankruptcy; Chapter 7 & Chapter 13.
Serving California residents of Orange County, including Aliso Viejo, Anaheim, Garden Grove, Huntington Beach, Irvine, Fountain Valley, Laguna
Beach, Lake Forest, Mission Viejo, Newport Beach, Santa Ana, Tustin, Westminster and other cities.
Serving California residents in Los Angeles County, including Cerritos, Downey, Long Beach, Los Alamitos, Los Angeles, Norwalk, Torrance,
Seal Beach, Rossmoor, West Los Angeles and other cities.
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LAW OFFICE OF MICHAEL G. NUTTER
Experience, Integrity, Commitment
Experience, Integrity, Commitment
Call us at 714-667-1101
2021 E. Fourth St., Ste 200
Santa Ana, CA 92705
Tel: 714-667-1101
Fax: 714-667-1511
Directions & Map to our office
Santa Ana, CA 92705
Tel: 714-667-1101
Fax: 714-667-1511
Directions & Map to our office
You must also get credit counseling before you file for
bankruptcy. Review the U. S. Trustee's list of approved
credit counseling agencies (central district) to get your
counseling.
You must also get personal financial management before
your debts are discharged. Review the list for approved
personal financial management agencies (central district)
to get financial counseling (debtor education).
bankruptcy. Review the U. S. Trustee's list of approved
credit counseling agencies (central district) to get your
counseling.
You must also get personal financial management before
your debts are discharged. Review the list for approved
personal financial management agencies (central district)
to get financial counseling (debtor education).
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Mr. Nutter became familiar with bankruptcy
laws after an existing client he had helped
with another matter requested his help in
bankruptcy. Mr. Nutter took on the
challenge, evaluating her financial
situation, studying the bankruptcy rules
and laws and applying them to her
particular situation. The sheriff had to stop
the garnishment on her wages and she
received a discharge from her debts, which
allowed her a fresh start.
You worked hard to get your home,
stop foreclosure under the Bankruptcy
laws by filing a Chapter 13 Bankruptcy.
You can get rid of other loans (seconds
and thirds) against your home as long
as you qualify.
The basic requirements for qualifying
for Chapter 13 Bankruptcy:
1. Secured debts can't exceed
$1,010,650.00
stop foreclosure under the Bankruptcy
laws by filing a Chapter 13 Bankruptcy.
You can get rid of other loans (seconds
and thirds) against your home as long
as you qualify.
The basic requirements for qualifying
for Chapter 13 Bankruptcy:
1. Secured debts can't exceed
$1,010,650.00
The Bankruptcy
Reform Act of 2005
The Bankruptcy Reform Act of 2005
requires that you pass a "means test",
which means you must earn less than
your state's average monthly median
income. Review this table provided by the
U.S. Trustee Program to see if you earn
less than your states median.
Reform Act of 2005
The Bankruptcy Reform Act of 2005
requires that you pass a "means test",
which means you must earn less than
your state's average monthly median
income. Review this table provided by the
U.S. Trustee Program to see if you earn
less than your states median.
Contact our office for a consultation with Mr. Nutter. He will
analyze your income and expenses to make sure you can
make monthly payments to your creditors through the
bankruptcy trustee and make payment to the appropriate
creditors directly.
analyze your income and expenses to make sure you can
make monthly payments to your creditors through the
bankruptcy trustee and make payment to the appropriate
creditors directly.
2. Unsecured debts can't exceed $336,900.
3. Must have enough disposable income to
make a monthly payment to Trustee
3. Must have enough disposable income to
make a monthly payment to Trustee
CREDIT COUNSELING
BEFORE FILING
You must have credit counseling before
you file for bankruptcy. Many agencies
provide counseling online or over the
phone. Click here to see the Trustee's list
of approved credit counseling agencies
(central district)..
BEFORE FILING
You must have credit counseling before
you file for bankruptcy. Many agencies
provide counseling online or over the
phone. Click here to see the Trustee's list
of approved credit counseling agencies
(central district)..
You can get a free credit report,
annualcreditreport.com. See our Resource
page for links to the three major credit
bureaus.
annualcreditreport.com. See our Resource
page for links to the three major credit
bureaus.